Now I'm going to be frank here and just blurt out that I don't drink coffee, I am an introvert, I read a lot of books and I think about what life would be like without Nutella.
http://www.ceschini.com.br/2013/05/no-nutella-for-you/
Horrible! That's what it is.
Also, I'm on the side of getting a term life insurance rather than getting those life insurances with investments in them (I'm looking at you VUL and Whole Life). I just basically...
.jpg)
